Invest 100% halal

Own & Baraka

Invest your money the halal way

Own & Baraka brings together concrete solutions to invest your money in full Sharia compliance. Every platform analyzed in detail, your Zakat calculated from authentic sources, real Islamic finance courses. And your data never leaves your phone.

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L'application Own & Baraka : calcul de la Zakat, solutions d'investissement halal et cours de finance islamique

Investing halal has never been this simple

Where to put your money without riba or gharar? Own & Baraka is the only app with a concrete answer: every investment solution is carefully reviewed — Sharia supervision, risks, fees, regulatory status — with scholarly divergences honestly flagged.

  • Precious metals
  • Real estate
  • Halal stocks
  • Savings & life insurance
  • Private equity
  • Web3 & Crypto

All your wealth, in one app

From your first gold coin to a diversified portfolio: Own & Baraka guides you at every step, with sourced Islamic references.

Zakat calculator

Nissab based on gold (85 g) or silver (595 g), live metal prices, authentic sources quoted and a Hijri calendar so you never miss your Zakat date.

Where to invest halal?

Every solution carefully reviewed: Sharia supervision, risks, fees, regulatory status and divergences flagged. Precious metals, real estate, stocks, savings, private equity and Web3.

Portfolio analysis

Health score, diversification diagnostics, Cautious / Balanced / Dynamic allocation profiles and stock screening based on the AAOIFI SS 21 standard — all computed 100% on your phone.

Courses & quizzes

Courses from beginner to advanced, a complete Islamic finance glossary and interactive quizzes. Every notion is sourced: Quran, hadiths, scholars, institutions.

Total privacy

No financial data is ever sent to our servers: everything is encrypted and stored locally, with an exportable backup to switch phones. Zero ad tracking.

Customization studio

10 color palettes, 8 app icons, 4 fonts and 5 splash screens: the app adapts to your style, down to your home screen.

An honest app, authentic sources

Own & Baraka promises no returns and is not a financial advisor: the app provides tracking tools and educational content, flags divergences between scholars and encourages you to consult an expert — and to pray Salat al-Istikhara before any decision. References are based on the AAOIFI and IIFA standards.

One-time payment — lifetime access

No subscription, ever

The essentials are free: wealth tracking, Zakat calculation and the halal solutions directory. A single payment — no subscription — unlocks the full courses, portfolio analysis, Hijri calendar, glossary and customization studio, for life.

Frequently asked questions

Yes: downloading and the essential features (wealth tracking, Zakat calculation, halal investment directory) are free. An optional one-time Premium — no subscription — unlocks the full courses, portfolio analysis and customization studio, for life.

Take charge of your wealth

Download Own & Baraka for free and start today: your halal financial dashboard is waiting.

Discuss halal finance, religion and much more with other users on our Discord server.

Also discover the Build & Baraka app